Guide to Investing

      





The Guide to Investing is written to help people who are already generating a regular income to understand how they can build a secure future through investments. Saving for the future should be a way of life if you want to look forward to a comfortable future. By inculcating an investment habit, you provide protection to your wealth for the long term.

There are many forms of investments. The simplest is simply to put our money in the bank, in the form of a savings account or the certificate of deposit, called a fixed deposit account. In addition, to insure ourselves, it is a good idea to buy insurance for ourselves, protecting us against unnecessary calamities. Once all the above has been in place, and if we are still able to set aside funds on a regular basis, it is wise to look at some forms of investment.

One form of investing is through the stock market. However, in order to make good returns, one has to have the knowledge. Also, the amount of money required to invest in the stock market is much higher, and it also carries greater risk.

The vehicle for investment that I would recommend to common people (that is to say, people who are not financial professionals) is unit trust. Unit trusts provide the best way for people to have good returns on their investments over a long term (periods exceeding 5 years). Like all forms of investments, unit trusts have their own risks attached. My desire is to help you approach is with a clearer understanding, so that in future you are able to make wiser investment decisions.

In the articles following, we look at how you can approach unit trust as a form of investment.

  1. What are Unit Trust Schemes?
  2. Benefits of Unit Trust
  3. Disadvantages of Unit Trust
  4. Methods of Investing in Unit Trust
  5. Structure of Unit Trust Schemes





HappyJoblessGuy



Bookmark and Share
Email the Happy Jobless Guy:







The Happy Jobless Guy's Way of Earning & Investing

If you wish to have a face-to-face conversation with me about my way of earning and investing, you make book an appointment with me - on the condition that it is done in Penang, and I do not have to travel far to meet up with you. I make myself available for one-hour sessions at RM100 per session. The purpose is to give you an insight of what I do which you may want to follow. I do not guarantee what I do will be applicable to you nor is it a session to share private details of my earnings and investments. It is to show you the things I do which you may want to consider for yourself. To book a session, contact me at the following email address:




Copyright ©2007-2008 HappyJoblessGuy.com. All Rights Reserved

No part of this website may be reproduced in any form without the written permission of the happyjoblessguy.com. If you have any questions, contact me at this email address.